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The National Pension Plan Supports Everyone’s Daily Lives
Residents of Japan between 20 and 59 years of age are eligible for this plan, and those of foreign nationality—including mid- and long-term stay international students—must also enroll. If you do not enroll in the National Pension Plan, or if you leave your pension premiums unpaid, you may not be able to receive benefits provided by the Basic Pension for the Elderly, or if the unexpected happens, the Basic Pension for the Disabled or the Basic Pension for the Bereaved.
If you have difficulty paying the premiums for any reason, such as a low income, please take advantage of the programs available for exemption or postponement of payments.
Note: For foreign residents who no longer have an address in Japan and have not fulfilled the recipient eligibility period of the Basic Pension for the Elderly (ten years or longer), there is a lump-sum withdrawal benefit program. For more information, please call the pension office.
FY2020 National Pension Premiums
|Fixed premiums||Monthly amount 16,540 yen|
|Added premiums*||Monthly Amount 16,940 yen|
*If you pay an additional 400 yen per month, you can increase your Basic Pension for the Elderly amount.
(The amount you can increase is equal to 200 yen × number of months you pay added premiums)
FY2020 Pension Amount
|Basic Elderly Pension||781,700 yen (maximum amount)|
|Basic Pension for the Disabled||Level 1: 977,125 yen; Level 2: 781,700 yen|
|Basic Pension for the Bereaved||781,700 yen|
|Additional amounts for children of Basic Pension for the Disabled/Basic Pension for the Bereaved recipients||First and second children: 224,900 yen;
third and subsequent children: 75,000 yen
If Payment Is Difficult, Apply for an Exemption
The student payment special case system is a program that allows students to postpone payment of premiums until they become employed. You can apply for this exemption if you are a student and your income for the previous year is below a designated amount. You must apply every year.
For nonstudents, the programs available include a premium exemption system that allows exemptions for some or all of the premiums if the combined income of the applicant, spouse and head of the household is below a designated amount. There is also a payment postponement system for those under fifty years of age (under thirty years of age by June 2016) that allows the postponement of premium payments if the combined income of the applicant and spouse is below a designated amount, regardless of the income of the head of the household.
Note: For both abovementioned systems, applications for exemptions can be filed for portions dating back up to two years and one month at the time of application. Since a screening will be conducted on the income earned during the previous year for the application period, an exemption may not granted in some cases.
Do You Know About—The Basic Pension for the Disabled
If a member of the National Pension Plan becomes disabled due to illness or injury, receives his/her first medical examination during membership, and has a disability recognized as Level 1 or 2 on the date of disability authorization*, he/she can receive the Basic Pension for the Disabled starting from the date of disability authorization. To qualify for this pension, the member must have paid pension premiums for a designated period of time.
Members disabled due to illness or injury who received their first medical examination before their twentieth birthday, and have a disability recognized as Level 1 or 2, may as a rule receive the Basic Pension for the Disabled after reaching twenty years of age.
Note: This pension is not available if the member has an income of a designated amount or higher.
* This refers to the day eighteen months from the day of the first medical examination, or the day during the term when his/her condition becomes stable.
Using the National Pension Premiums Deferred Payment System
Until September 30, 2018, a member may pay the premiums for the past five years. To do so, however, you must apply with the pension office in advance. Please call the pension office for more information.
It’s Moving Season—Don’t Forget to File Notification Forms
Three Types of National Pension Members
Class 1 Insured: Self-employed and freelance workers and their spouses; students and part-time workers, unemployed
Class 2 Insured: Those who work for a company or are civil servants (members of welfare annuity )
Class 3 Insured: Spouse of Class 2 Insured person
|◆ National Pension eligibility/loss of eligibility; premium exemption
Pension Section, Medical Insurance and Pension Division (Shinjuku City Office Main Bldg. 4F), Tel: 03-5273-4532, Fax:03-3209-1436
◆ Application for National Pension benefits
◆ Payment of National Pension premiums, application for welfare annuity benefits
◆ General pension consultation:
◆ National Pension Fund of Tokyo Prefecture
◆ Japan Pension Service Website:
May 25, 2020