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Shinjuku City Official Website > Foreign Language Top Page > Insurance, Health Maintenance and Welfare > Pension System

Pension System

Section in charge: Shinjuku Pension Office, or Pension Section, Medical Insurance and Pension Division, Shinjuku City Office

●National Pension Plan
This is a pension plan managed by the national government to support the lives of the aged, disabled, and bereaved. Everyone between 20 and 59 years of age who lives in Japan is obliged by law to enroll in National Pension.

●Pension Plan Holders
Residents of Japan who are between 20 and 59 years of age

●National Pension Enrollment Procedure
Please follow the procedure at the office service counter of the municipality where you are a registered resident. The enrollment date for the National Pension is on your twentieth birthday or the date you registered as a resident. After you complete enrollment procedures, the Japan Pension Service will send you a pension notebook.

●How to Pay Your National Pension Premiums
After completing enrollment, you will be sent invoices for premiums. Please use these invoices to pay your premiums at a convenience store, etc. You can also choose to pay your premiums by account debit or by credit card.

●If You’re Having Difficulty Paying Your National Pension Premiums
If you are having difficulty paying your premiums due to a low income or other reason, you can apply for a premium exemption/payment postponement or a student payment exception program. If your application is approved after screening your income from the previous year and other items, part or all of your premiums can be exempted or postponed.

●If You Work for a Japanese Company
If you work in a Japanese company, you are obliged to enroll in employees’ pension insurance. The employer completes the enrollment procedures, so please submit your pension notebook issued to you after enrolling in the National Pension to your employer.

●Basic Pension for the Elderly
You are entitled to receive this pension from the age of 65 if the combination of the period you paid the premium for the National Pension Plan and the period you were exempted from paying it totals ten years or more.

●Basic Pension for the Disabled
You are entitled to receive the basic pension for the disabled if you become disabled through illness or injury and undergo your first examination before your twentieth birthday, or while you are enrolled in the National Pension Plan. Complete payment of pension premiums is a requirement.

●Basic Pension for the Bereaved
If a National Pension Plan member passes away, the wife and child, husband and child or child of the deceased is entitled to receive the basic pension for the bereaved if the member had been paying the premium.

●If You Leave Japan
If you are not living in Japan when you become entitled to receive the pension, it will be sent to you.

●Lump Sum Withdrawal Payment System
To receive a Basic Elderly Pension, Basic Disability Pension or Basic Bereaved Family Pension, you must pay pension premiums for a designated period. There is a Lump-Sum Withdrawal Benefit program for short-term foreign residents who return to their home country without fulfilling the recipient eligibility period. A lump-sum benefit is paid upon request within two years of leaving Japan if you have paid pension premiums for more than six months.

●Social Security Agreement
Japan has closed the Social Security Agreement with several countries to prevent people from joining several pension systems simultaneously and to help them receive the pension they have paid for.
As of September 2019, Japan has signed agreements with Germany, Britain, South Korea, the United States, Belgium, France, Canada, Australia, the Netherlands, Spain, Ireland, the Czech Republic, Brazil, Switzerland, Hungary, India, Luxembourg, Philippines, Slovakia, and China.
Please see the website of the Japan Pension Service for other details of the present situation.
URL: www.nenkin.go.jp/

April 1, 2020